Skip to content
Financing

How students pay for training

Most students at TWO2FLY AVIATION pay as they go — billed per lesson, so training arrives as a series of manageable payments rather than one large bill. When you would rather fund a block of training up front, the school works with AOPA Finance and Flight Training Finance, and points students toward the aviation scholarships that fund a real share of flight training every year.

Your options

Ways to fund the training

Every path below is one we actually work with — talk to us and we'll help you pick the right one for your goals and timeline.

Pay as you go

The default here, and the reason there is no enrolment package to sign. You pay for each lesson as you fly it.

  • Instruction billed at $65 per hour, ground or flight.
  • Aircraft billed per hour flown — from $135 per hour with fuel included.
Talk it through with us

AOPA Finance

A line of credit rather than a conventional loan, which can be used for any flight training program.

  • Covers the Sport, Private and Professional Pilot pathways, plus additional ratings.
  • Applied for directly through AOPA — TWO2FLY AVIATION is not the lender.
Ask us how it works

Flight Training Finance

Tailored financing options aimed at specific certificates and ratings.

  • Options for Private Pilot, Instrument, Commercial, the Multi-Engine add-on and CFI/CFII/MEI.
  • Rates, terms and approval are set by the lender, not by the school.
Ask us how it works

Scholarships & grants

Aviation scholarships fund a real share of flight training every year, and the school keeps a working list of the ones worth your time.

  • The AOPA Foundation, EAA Flight Training, Be Bold, James Diorato Memorial, Ali Safai Memorial and Hector Villarreal Memorial scholarships, among others.
  • Application windows and deadlines move every year — ask which ones are open before you write anything.
Ask us where to start

TWO2FLY AVIATION is not a lender. Rates, terms and approval decisions belong to AOPA Finance, Flight Training Finance and the scholarship bodies themselves, and scholarship deadlines change from year to year.

The cross-country

You don’t carry all the fuel at once.

A long trip is flown in legs, with a stop at the end of each one. Paying for a rating works the same way.

Spend less overall

The cheapest dollar is
the one you don't spend

However you fund training, the same levers control the total. Financing covers the cost — these habits shrink it.

  • 1 Frequency
  • 2 Preparation
  • 3 Aptitude & goals
  • 4 Medical & materials

Financing questions, answered

How much does it cost to earn a Private Pilot License?
It depends mostly on how often you fly, so TWO2FLY AVIATION publishes rates rather than a package price: instruction is $65 an hour and the Cessna 150L trainers are $135 an hour with fuel included, so a typical training hour lands around $200. You pay lesson by lesson as you go. Tell us how many times a month you can realistically fly and we will give you a real number for your situation.
Can I finance my flight training?
Yes. Most students simply pay as they go, lesson by lesson, which needs no financing at all. If you would rather fund a block of training up front, the school works with AOPA Finance and Flight Training Finance, and points students toward aviation scholarships such as the AOPA Foundation and EAA Flight Training awards.
What does financing actually cover?
Financing generally covers the flying itself — aircraft and instruction. Budget separately for the things around it: an FAA medical certificate, books and study materials, a headset, and the FAA written and practical test fees. Ask us to walk through the whole list before you borrow anything.
Do I need to finance the whole program up front?
No. Pay-as-you-go is how most students here train — you are billed per lesson, and you can stop, pause or slow down whenever life requires it. Financing a block of training up front is an option if you want to lock in a pace, not a requirement.

Let's build a plan you can afford

Call (281) 702-1752 — we'll talk goals, timeline, and which way of paying for it actually fits your situation.

Get My Flight Plan Book — $200/hr